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Home Insurance Costs with Deductible Scenarios in Somerset County, PA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Somerset County, PA $103100 $607 $835
Boswell, PA $72800 $374 $515
Shanksville, PA $86700 $402 $553
Saltlick, PA $126800 $472 $649
Meyersdale, PA $79100 $387 $533
Upper Turkeyfoot, PA $109100 $443 $610
Jennerstown, PA $134900 $485 $667
Indian Lake, PA $270600 $671 $923
Garrett, PA $69400 $367 $505
Casselman, PA $58300 $342 $471

Impact of Coverage Amount on Home Insurance Cost In Somerset County, PA

Coverage Amount Home Insurance Cost ($)
$100,000 $780
$200,000 $2,621
$300,000 $3,157
$400,000 $4,044
$500,000 $5,176
$750,000 to $1000,000 $5,985
Above $1000,000 $7,077


Somerset County, PA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Somerset County, PA Average Home Insurance Cost$845.5005
State Average Home Insurance Cost$745
Difference Vs national Average-378.4995

Top Homeowners Insurance Companies in Somerset County, PA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $934
Erie $855
Safeco $685
Penn National Insurance $495

Somerset County, PA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -118 727
One Claim +59 905
Two Claims +101 947